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A Blank Check
Among the many writings of C. H. Spurgeon, one of the most useful is a volume of daily devotional readings called The Cheque-book of the Bank of Faith. In the introduction, he says, "A promise from God may very instructively be compared to a cheque payable to order. It is given to the believer with the view of bestowing upon him some good thing. . . . He is to take the promise, and endorse it with his own name by personally receiving it as true. . . . This done, he must believingly present the promise to the Lord, as a man presents a cheque at the counter of the Bank. He must plead it by prayer, expecting to have it fulfilled."
Indeed, every promise of God is like a check made out to us that we may cash at any time. But God's generosity goes beyond giving us many checks for specific amounts, each corresponding to a specific promise. Besides these, He gives us a blank check (Luke 11:9; John 14:13-4; also John 16:23, where the double "verily" strongly admonishes us to believe the promise).
Terms and Conditions
Before we can submit our blank check to the banker, we must provide certain credentials. We are entitled to payment only if we meet three conditions.
Condition 1: We must be free of unconfessed sin (Psa. 66:18). The promise that He will hear us if we do His commandments (1 John 3:22) implies that if we do not keep His commandments, He will not hear us. If we are not yielding to His rules and directions, we can hardly expect Him to yield to our requests.
Condition 2: We must pray according to God's will (1 John 5:14). The Bible records many prayers that God refused to answer because they failed to meet this requirement. God did not grant David's request that his baby's life be spared (2 Sam. 12:16-9). The prayer was invalid because David was asking God to change His word (2 Sam. 12:14). God did not remove Paul's thorn in the flesh (2 Cor. 12:7-9). The thorn was necessary to keep Paul humble ( v. 7). In general, a prayer is outside God's will if it contradicts His word or threatens our welfare.
The requirement to pray according to God's will is a sticking point for most Christians. How can I know whether a desire in my heart matches a desire in the heart of God?
Unconditional Guarantees
For the following kinds of prayer, the Bible unconditionally guarantees an affirmative answer:
Recommendations
Prayers of certain kinds are normally God's will, although the Bible declines to guarantee their acceptability under all conceivable circumstances. A sample of prayers that the Bible recommends includes the following:
Illegitimate Prayer
One kind of prayer is so divergent from God's will that the Bible warns against it. It is the kind that arises from lustful motives (James 4:3). The most common example is asking God for riches. To make the request seem spiritual, the petitioner may say to God that he would use most of the money to further Christian work. The fallacy in this way of thinking is twofold.
I have on occasion heard a Christian say that he has entered a sweepstakes or lottery in the hope of gaining money that he could give to God. But God does not want such moneymoney taken from the poor and foolish by deceptive appeals to greed.
The Prayer of Jabez
The prayer of Jabez (1 Chron. 4:10) is the subject of a recent best-selling book. I have heard that a copy sits on a coffee table in the White House. The premise of the book is that it is legitimate to pray for wealth and influence as a means of promoting righteous causes in society. Some elements of Jabez's prayer can indeed be transferred to our situation. We can pray that in our dealings with others we will do only good, not evilthat we will be harmless as doves (Matt. 10:16). But to treat his whole prayer as a model for us wrenches it out of context.
The prayer appears in a detailed genealogy memorializing the godly in Israel who obeyed God's command to possess and populate the land of Canaan (Deut. 1:8). For them, it was right to seek personal prosperity, because personal prosperity contributed to national prosperity. God intended Israel to become chief among nations so that she might teach them the knowledge of God (2 Sam. 22:44, 50; Psa. 96:3; 102:13-5). But because of her stiff-necked preference for idolatry, Israel never fulfilled her intended role except during the reigns of David and Solomon.
Material wealth has no comparable value for a Christian. The church can be strong whether or not its people are rich.
Condition 3: We must pray in faith (Matt. 17:20; 21:22). When Jesus speaks of faith as a mustard seed, the language is figurative. The idea is that small faith can do big things. The halting and insecure Gideon conquered a host with only three hundred men (Judg. 6:12-15; 7:15-25). The little maidservant of Naaman (2 Kings 5:1-19) had an impact on international affairs.
A Modern Champion of Faith
When Christians talk about great men of faith, one name they are likely to mention is George Muller. Stories of his power in prayer have become familiar through many retellings.
In 1877 he and his wife left England to go on a speaking tour of America. Off the banks of Newfoundland a thick fog descended and brought the ship nearly to a halt. "The captain had been on the bridge for twenty-four hours when something happened which was to revolutionize his life. George Muller appeared on the bridge.
"'Captain, I have come to tell you I must be in Quebec by Saturday afternoon.'
"'It is impossible,' said the captain.
"'Very well,' said Muller, 'if your ship cannot take me, God will find some other wayI have never broken an engagement for fifty-two years. Let us go down into the chart-room and pray.'
. . . "'Mr. Muller,' [the captain] said, 'do you know how dense this fog is?'
"'No, my eye is not on the density of the fog, but on the living God, Who controls every circumstance of my life.'
"Muller then knelt down and prayed simply. When he had finished the captain was about to pray, but Muller put his hand on his shoulder, and told him not to:
"'First, you do not believe He will; and second, I believe He has, and there is no need whatever for you to pray about it.'
"The captain looked at Muller in amazement.
"'Captain,' he continued, 'I have known my Lord for fifty-two years, and there has never been a single day that I have failed to get an audience with the King. Get up, captain, and open the door, and you will find the fog is gone.'
"The captain walked across to the door and opened it. The fog had lifted."
This story comes from the captain himself, "who was subsequently described by a well-known evangelist as 'one of the most devoted men I ever knew'" (1).
The power of Muller's prayers to achieve supernatural results was not confined to a few dramatic instances. The hand of God was evident in his life every day, especially so in his work of superintending a large orphanage. Muller himself started this institution, and from the very outset, as a matter of policy, he never publicized his needs, and he never approached individuals with requests for money. He depended solely on the provision of God. During long periods this provision was only enough to meet the needs of each day. On several occasions, the money required to furnish a meal did not arrive until meal time. But the orphans never went hungry. Nor did they ever lack any other material necessity.
Muller once observed, "This way of living brings the Lord remarkably near. He is, as it were, morning by morning inspecting our stores, that accordingly He may send help. Greater and more manifest nearness of the Lord's presence I have never had, than when after breakfast there were no means for dinner, and then the Lord provided the dinner for more than one hundred persons; or when after dinner, there were no means for the tea, and yet the Lord provided the tea; all this without one single human being having been informed about our need" (2).
If we wish to emulate Muller's success in prayer, we must understand the secrets to his success. Besides his great faith, there were at least three others.
Perseverance in a prayer that engages the heart and mind is not vain repetition (Matt. 6:7-8). Indeed, for at least two reasons, God may put off answering a prayer until He sees us persevering in it.